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	<description>Tips to living life Debt Free Blog</description>
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		<title>Beginning Tuesday Feb. 7, Open Call Financial Consultations Will be Offered Each Month for People Considering Hiring a Financial Coach</title>
		<link>http://www.coachmelissa.net/2012/02/beginning-tuesday-feb-7-open-call-financial-consultations-will-be-offered-each-month-for-people-considering-hiring-a-financial-coach/</link>
		<comments>http://www.coachmelissa.net/2012/02/beginning-tuesday-feb-7-open-call-financial-consultations-will-be-offered-each-month-for-people-considering-hiring-a-financial-coach/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 01:25:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance coaching]]></category>
		<category><![CDATA[Financial Coach]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=803</guid>
		<description><![CDATA[You are sick of being in debt.  You’re tired of living paycheck to paycheck.  You’re wondering when will it all change?  You can take the first step toward improving your financial situation by joining Coach Melissa this Tuesday, Feb. 7th in the first “Open Call – Ask Me Anything” &#160; If you’ve been wondering, “How [...]]]></description>
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		<title>Take your First Steps Toward Financial Freedom, Next 4 Week Teleclass Begins Wednesday, Feb 8</title>
		<link>http://www.coachmelissa.net/2012/02/take-your-first-steps-toward-financial-freedom-next-4-week-teleclass-begins-wednesday-feb-8/</link>
		<comments>http://www.coachmelissa.net/2012/02/take-your-first-steps-toward-financial-freedom-next-4-week-teleclass-begins-wednesday-feb-8/#comments</comments>
		<pubDate>Mon, 06 Feb 2012 23:50:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[financial teleclass]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=764</guid>
		<description><![CDATA[BACK BY POPULAR DEMAND! Learn how you can take your First Steps toward Financial Freedom this month by enrolling in my next teleclass for just $10! This 4-week teleclass will be held each Wednesday in February from 12p-12:45p PST beginning on Feb. 8th. Make this February the month your change your life by participating in [...]]]></description>
		<wfw:commentRss>http://www.coachmelissa.net/2012/02/take-your-first-steps-toward-financial-freedom-next-4-week-teleclass-begins-wednesday-feb-8/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>First Steps to Financial Freedom &#8211; Class begins Wednesday, February 8</title>
		<link>http://www.coachmelissa.net/2012/02/first-steps-to-financial-freedom-class-begins-wednesday-february-8/</link>
		<comments>http://www.coachmelissa.net/2012/02/first-steps-to-financial-freedom-class-begins-wednesday-february-8/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 16:00:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance coaching]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=718</guid>
		<description><![CDATA[BACK BY POPULAR DEMAND! This $10.00 4-week teleclass will be held at 12 noon Pacific time beginning February 8th. Each session will be 45 minutes in length. Brown bag it and enjoy your lunch after the call. Your wallet will thank you! If you know of others who may be interested in the group, please [...]]]></description>
		<wfw:commentRss>http://www.coachmelissa.net/2012/02/first-steps-to-financial-freedom-class-begins-wednesday-february-8/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Planning for your Future, It’s Important to Set S.M.A.R.T. Financial Goals</title>
		<link>http://www.coachmelissa.net/2012/01/when-planning-for-your-future-it%e2%80%99s-important-to-set-s-m-a-r-t-financial-goals/</link>
		<comments>http://www.coachmelissa.net/2012/01/when-planning-for-your-future-it%e2%80%99s-important-to-set-s-m-a-r-t-financial-goals/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 20:52:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance coaching]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=721</guid>
		<description><![CDATA[You have probably heard of the phrase, “Set SMART Goals.” where S.M.A.R.T. stands for Specific, Measurable, Actionable, Realistic, and Timely. Now let’s apply that to your family’s financial goals and use it to really learn how to manage your money and pay off debt fast. Sit down with your partner and write down your own [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How You Can Use Universal Laws to Help with Money Management</title>
		<link>http://www.coachmelissa.net/2012/01/how-you-can-use-universal-laws-to-help-with-money-management/</link>
		<comments>http://www.coachmelissa.net/2012/01/how-you-can-use-universal-laws-to-help-with-money-management/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 21:21:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[cosmic laws of the universe]]></category>
		<category><![CDATA[Universal Laws]]></category>
		<category><![CDATA[Universal Laws Coach]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=714</guid>
		<description><![CDATA[The cosmic laws of the universe are real and you can use them in your everyday life to help with money management. Universal laws include the Law of Attraction and the Law of Abundance and each of these concepts can be used to target and achieve your financial goals. Applying the laws of success to [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How I Got Into Debt – Then Climbed Out Of It</title>
		<link>http://www.coachmelissa.net/2012/01/how-i-got-into-debt-%e2%80%93-then-climbed-out-of-it/</link>
		<comments>http://www.coachmelissa.net/2012/01/how-i-got-into-debt-%e2%80%93-then-climbed-out-of-it/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 16:37:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance coaching]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=712</guid>
		<description><![CDATA[Most of my clients feel they can easily relate to me and that&#8217;s largely due to the fact that I&#8217;ve been where they are &#8211; in debt up to my eyeballs, and not sure how to get out of it. It&#8217;s so easy to wander into debt, and here&#8217;s my story of how I got [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>I don&#8217;t think I&#8217;ve ever offered a discount on finance coaching services before!</title>
		<link>http://www.coachmelissa.net/2012/01/i-dont-think-ive-ever-offered-a-discount-on-finance-coaching-services-before/</link>
		<comments>http://www.coachmelissa.net/2012/01/i-dont-think-ive-ever-offered-a-discount-on-finance-coaching-services-before/#comments</comments>
		<pubDate>Sun, 15 Jan 2012 13:21:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[budgeting and finance]]></category>
		<category><![CDATA[budgeting planner]]></category>
		<category><![CDATA[Business Debt]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Dave Ramsey Counselor]]></category>
		<category><![CDATA[finance coaching]]></category>
		<category><![CDATA[financial solution services]]></category>
		<category><![CDATA[Financial Solutions]]></category>
		<category><![CDATA[money savings expert]]></category>
		<category><![CDATA[Universal Laws]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=702</guid>
		<description><![CDATA[I&#8217;m in a VERY generous mood today! I don&#8217;t think I&#8217;m supposed to discount my finance coaching services, but I&#8217;m doing it anyway, despite what my business manager or my coach might have to say! I’m so great at helping my clients become debt-free, I’ve literally worked myself out of a job! I have openings [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Become the Money Savings Expert in Your Family</title>
		<link>http://www.coachmelissa.net/2012/01/become-the-money-savings-expert-in-your-family/</link>
		<comments>http://www.coachmelissa.net/2012/01/become-the-money-savings-expert-in-your-family/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 17:18:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance coaching]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=697</guid>
		<description><![CDATA[You can become a money savings expert and invest your extra savings toward paying off debt fast. I’m not referring to bargain basement shopping and clipping coupons or haggling for the best price &#8211; no one really likes to do that. I’m referring to making smart financial decisions when budgeting your finances and purchasing essential [...]]]></description>
		<wfw:commentRss>http://www.coachmelissa.net/2012/01/become-the-money-savings-expert-in-your-family/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>The Total Money Makeover</title>
		<link>http://www.coachmelissa.net/2012/01/the-total-money-makeover/</link>
		<comments>http://www.coachmelissa.net/2012/01/the-total-money-makeover/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 21:00:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance coaching]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=650</guid>
		<description><![CDATA[Have You Read Dave Ramsey&#8217;s “Total Money Makeover?” Here&#8217;s a Quick Refresher if it&#8217;s Been Awhile (or an Introduction if You Haven&#8217;t) As the Certified Independent Dave Ramsey Financial Coach of the Los Angeles area, I meet so many people who just have wrong beliefs about money. So many people want a quick fix, and [...]]]></description>
		<wfw:commentRss>http://www.coachmelissa.net/2012/01/the-total-money-makeover/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>It’s Time to Put the Universal Laws to Work for You</title>
		<link>http://www.coachmelissa.net/2011/12/it%e2%80%99s-time-to-put-the-universal-laws-to-work-for-you/</link>
		<comments>http://www.coachmelissa.net/2011/12/it%e2%80%99s-time-to-put-the-universal-laws-to-work-for-you/#comments</comments>
		<pubDate>Mon, 26 Dec 2011 15:55:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[finance coaching]]></category>

		<guid isPermaLink="false">http://www.coachmelissa.net/?p=542</guid>
		<description><![CDATA[It is true that what you focus on is what becomes. This past year, I completed additional coach training focused on the application of Universal Laws, and I teach clients how to incorporate these principles into the process of achieving their financial goals. Let’s explore these cosmic laws of the universe and learn how to [...]]]></description>
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		<slash:comments>0</slash:comments>
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