Do you ever wonder what you can do today to make your life better tomorrow? Do you feel your five or ten year plan is far reaching and you’re not sure how you are going to make it happen? Coach Melissa, a certified debt-free coach who has shown hundreds of clients the way to a [...]
You Do Have the Tools to Live the Life of Your Dreams! Coach Melissa Now Incorporates Even More Universal Laws into her Coaching Services
posted by mimp-staff Category: Dave Ramsey CounselorThe way I view the economic panic of 2008-2009 is that this is a fantastic time for reflection. We’re coming out of a time of excess, McMansions and Hummers. If you’ve been hard-hit by the economic times, you’ve probably already let go of your Starbucks habit. Consider what else you can release in your life. [...]
WHILE YOU'RE LOOKING FOR EMPLOYMENT, WHAT ARE YOU DOING?
posted by mimp-staff Category: Dave Ramsey CounselorIf you have been laid off or are unemployed, you’re in good company! While you’re looking for work, what are you doing? What can you do to feel more positive? Sell extra items on Craigslist/Backpage Take a part-time gig, even if you don’t want to do it forever Read books Blog about your specialty for [...]
Top 5 ways to save money today!
posted by mimp-staff Category: Dave Ramsey Counselor Labels: budgeting and finance coach melissa debt coaching debt consulting debt relief melissa cappleman Saving moneyWith ever-increasing daily expenses, such as gas & grocery prices, money is especially tight these days. Here are my top 5 ways to save money today. Tip #1 – Grocery shop once a week You will save both time and money with this tip. Since you’ll only be going shopping once, you’ll be saving on [...]
The top five things to do if you get laid off
posted by mimp-staff Category: Dave Ramsey Counselor Labels: budgeting and finance debt debt coaching debt relief financial coaching laid off melissa capplemanAre you worried about getting laid off? There might not be much you can do about your job, but there are 5 things you can and should do to layoff-proof your finances and improve your chances at landing a new job faster. Don’t tap into your emergency fund just yet. Instead, continue saving as much [...]
Top 5 Reasons Not to Borrow Against Your 401k
posted by mimp-staff Category: Dave Ramsey Counselor Labels: 401k bankruptcy budgeting and finance coach melissa debt coaching financial coaching foreclosure melissa cappleman paying off debtAre you thinking about borrowing against your 401k? With the value of your 401k going down, wouldn’t it be better to use it before you lose all of it? Unless you are facing foreclosure or bankruptcy, you should NOT borrow against your 401k and here’s why: The loan is tied to your employment. At some [...]