You can become a money savings expert and invest your extra savings toward paying off debt fast. I’m not referring to bargain basement shopping and clipping coupons or haggling for the best price – no one really likes to do that. I’m referring to making smart financial decisions when budgeting your finances and purchasing essential [...]
How to Establish a $1,000 Emergency Fund™
posted by Melissa Cappleman Category: Dave Ramsey Counselor stop self-sabotage Uncategorized Labels: Beliefs best software for money management budgeting and finance Business Debt Charge what you’re worth cosmic laws of the universe Dave Ramsey debt financial solution debt financial solutions Financial Beliefs Financial Coach Financial Fears financial freedom financial planning worksheets Financial Prosperity Coach Financial Solutions financial teleclass Get out of your own way help with money management Holiday how can i manage my money how manage money how manage your money Inspired To Success Personal Debt Play a bigger game Realize your dreams spiritual laws spiritual principles Stop playing small stop self sabatage Total Money Makeover Universal Laws Universal Laws Coach who is dave ramseyDave Ramsey and I teach that if your combined household income is $40,000 per year, you should have a $1,000 emergency fund. If you earn $20,000 a year, then you should have a $500 basic emergency fund set aside. If you make $80,000, you should save $2,000 for emergencies. This basic emergency fund is your [...]
Living on Less
posted by Melissa Cappleman Category: Dave Ramsey Counselor Fiancial Coach Fiancial Prosperity Coach stop self-sabotage Uncategorized Labels: 401k bankruptcy Beliefs best software for money management budget coaching budget creation budget management budgeting and finance budgeting planner Business Debt certified debt-free coach Charge what you’re worth charitable giving coach melissa coaching coaching groups college savings cosmic laws of the universe Dave Ramsey dave ramsey counselor dave ramsey debt-free coach debt debt coaching debt consulting debt financial solution debt management strategies debt relief emergency fund emotions and money female entrepreneurs finance coaching Financial Beliefs Financial Coach financial coaching Financial Fears financial freedom financial planning worksheets Financial Prosperity Coach financial services solutions financial solution services Financial Solutions financial teleclass foreclosure Foreclosure and Bankruptcy Counseling free up energy free up space Get out of your own way help with money management Holiday holiday budget how can i manage my money how manage money how to budget finances Inspired To Success keep spending down laid off law of abundance life Life Insurance Recommendations manage debt melissa cappleman mindset for success money coaching money coaching program money savings expert overspending holidays pay off debt fast paying off debt Personal Debt planing now for holidays Play a bigger game Realize your dreams release retirement planning retirement savings Sandy Forster Saving money spiritual laws spiritual principles Stop playing small struggling with money Total Money Makeover unemployed Universal Laws Universal Laws Coach who is dave ramsey WorkshopsNow that you’ve written down your monthly expenses, I’m sure you have started to see spending areas in which you can cut back. Remember, when you are getting out of debt, it is imperative to make short-term, temporary sacrifices now so that you can win financially long-term. Everyone’s situation is different, and everyone has different [...]
A New Beginning
posted by Melissa Cappleman Category: Dave Ramsey Counselor Fiancial Coach Fiancial Prosperity Coach stop self-sabotage Uncategorized Labels: 401k bankruptcy Beliefs best software for money management budget coaching budget creation budget management budgeting and finance budgeting planner Business Debt certified debt-free coach Charge what you’re worth charitable giving coach melissa coaching coaching groups college savings cosmic laws of the universe Dave Ramsey dave ramsey counselor dave ramsey debt-free coach debt debt coaching debt consulting debt financial solution debt financial solutions debt management strategies debt relief emergency fund emotions and money female entrepreneurs finance coaching Financial Beliefs Financial Coach financial coaching Financial Fears financial freedom financial planning worksheets financial services solutions financial solution services Financial Solutions financial teleclass foreclosure Foreclosure and Bankruptcy Counseling free up energy free up space Get out of your own way help with money management Holiday holiday budget how can i manage my money how manage money how manage your money how to budget finances Inspired To Success keep spending down laid off law of abundance life Life Insurance Recommendations manage debt melissa cappleman mindset for success money coaching money coaching program money savings expert overspending holidays pay off debt fast paying off debt Personal Debt planing now for holidays Play a bigger game Realize your dreams release retirement planning retirement savings Sandy Forster Saving money spiritual laws spiritual principles Stop playing small stop self sabatage struggling with money survey Total Money Makeover unemployed Universal Laws Universal Laws Coach who is dave ramsey WorkshopsToday’s blog is a reflective exercise to acknowledge what is going well and not so well with your finances. If you’re not in a place where you can write your answers now, please consider your answers to these questions until you can complete the exercise fully.To get started on your debt-free journey, it’s really important [...]
Is this what you want?
posted by mimp-staff Category: Uncategorized Labels: Beliefs Financial Fears Get out of your own way Play a bigger game Realize your dreams Stop playing small stop self sabatageThank you for all the candid comments and questions. I’ve heard from so many women about how much they are enjoying this email series, and I’m really touched by what everyone is sharing. Thank you. Lots of people have asked about my upcoming program – “Can I Really Be Paid That Much?” Bootcamp – so I [...]
Top 5 money beliefs that hold people back
posted by mimp-staff Category: Uncategorized Labels: Beliefs Financial Fears Get out of your own way Play a bigger game Realize your dreams Stop playing small stop self sabatageAs I shared in my last email, I’ve learned a ton about inaccurate money beliefs and fears while working with hundreds of debt-free coaching clients over the years. I discovered first-hand how they can hold us back in our career and life. Have you ever stopped to really think about what your beliefs are around [...]
Dave Ramsey’s Baby Steps Take Major Commitment. Are You Ready to Manage your Finances?
posted by mimp-staff Category: UncategorizedAs the Dave Ramsey Certified Debt-Free Coach of the Los Angeles area, I know these debt eliminating strategies inside and out. In fact, I’ve done them myself and with the help of a coach, I have been debt free since March 2010! But Dave Ramsey’s “Baby Steps” are no easy task – it takes major commitment and [...]
How to Put the Law of Attraction To Work For Your Finances
posted by mimp-staff Category: UncategorizedThe Universal Law of Attraction, The Power of Focus, “The Secret”… whatever you want to call it, WHAT WE FOCUS ON IS WHAT COMES TRUE. So here’s how you can apply the Law of Attraction to your finances. This is the law of to-do lists, but the key is, you need to get them done. It’s that easy, check off your complete to-do [...]
First Steps to Financial Freedom – Class begins Wednesday, February 8
posted by mimp-staff Category: UncategorizedBACK BY POPULAR DEMAND! This $10.00 4-week teleclass will be held at 12 noon Pacific time beginning February 8th. Each session will be 45 minutes in length. Brown bag it and enjoy your lunch after the call. Your wallet will thank you! If you know of others who may be interested in the group, please [...]
When Planning for your Future, It’s Important to Set S.M.A.R.T. Financial Goals
posted by mimp-staff Category: UncategorizedYou have probably heard of the phrase, “Set SMART Goals.” where S.M.A.R.T. stands for Specific, Measurable, Actionable, Realistic, and Timely. Now let’s apply that to your family’s financial goals and use it to really learn how to manage your money and pay off debt fast. Sit down with your partner and write down your own [...]