Now that you’ve written down your monthly expenses, I’m sure you have started to see spending areas in which you can cut back. Remember, when you are getting out of debt, it is imperative to make short-term, temporary sacrifices now so that you can win financially long-term. Everyone’s situation is different, and everyone has different [...]

Many individuals and families find setting a budget to be a daunting task and can’t seem to keep a budget intact for very long. The key to not feeling trapped and bossed around by a spreadsheet is to consider it a ‘spending plan’. YOU get to determine where your money goes! Spend your money by [...]

Today’s blog is a reflective exercise to acknowledge what is going well and not so well with your finances. If you’re not in a place where you can write your answers now, please consider your answers to these questions until you can complete the exercise fully.To get started on your debt-free journey, it’s really important [...]

I’m thrilled to have my article How to Create Your Millionaire Mindset appear on Melinda Emerson’s SmallBizLady site. Here is the beginning of the article: 1.  The first step to creating your millionaire mindset is writing down the lessons you’ve learned on your journey. If you’re like most of us, you’re probably not too happy [...]

Regardless of income, we all deserve to enjoy the holiday season with friends and family. Start to plan out your holiday budget now so that you don’t find yourself digging out of more than snow this January! Here are some ideas to get you off on the right track to responsible spending and joyful sharing! [...]

The majority of clients I coach are in debt largely due to their relationship with money. Your attitude toward money and managing it directly affects how good or bad your financial reality is. Not only do I coach clients on how to utilize the tools and set action steps toward getting out of debt, but [...]

Changing your life and eliminating your debt is 20% know-how and 80% focus and positive beliefs in your ability to do it! So often we don’t realize how our attitude can affect our relationships. Just like in human relationships, our relationship with money is seriously affected by our attitude towards it. Is money a tool [...]

Beginning October 20, I will be personally conducting a new 4-week coaching group or teleclass focused on Financial Beliefs. In my work helping clients climb their way out of debt toward financial success, I have learned, over and over again, that most individuals find themselves in this situation due to their financial beliefs. So often, [...]

Coach Melissa will be personally leading a 4-week financial belief coaching group beginning on Thursday night, October 20th at 7 p.m. Pacific time. The group will be conducted by teleconference. For more details, please email inquiry (at) coachmelissa (dot) net.