Now that you’ve written down your monthly expenses, I’m sure you have started to see spending areas in which you can cut back. Remember, when you are getting out of debt, it is imperative to make short-term, temporary sacrifices now so that you can win financially long-term. Everyone’s situation is different, and everyone has different [...]

Many individuals and families find setting a budget to be a daunting task and can’t seem to keep a budget intact for very long. The key to not feeling trapped and bossed around by a spreadsheet is to consider it a ‘spending plan’. YOU get to determine where your money goes! Spend your money by [...]

Today’s blog is a reflective exercise to acknowledge what is going well and not so well with your finances. If you’re not in a place where you can write your answers now, please consider your answers to these questions until you can complete the exercise fully.To get started on your debt-free journey, it’s really important [...]

I’m thrilled to have my article How to Create Your Millionaire Mindset appear on Melinda Emerson’s SmallBizLady site. Here is the beginning of the article: 1.  The first step to creating your millionaire mindset is writing down the lessons you’ve learned on your journey. If you’re like most of us, you’re probably not too happy [...]

I’ve collaborated with hundreds of clients over the years to manage their budget, reduce their spending, and show them how to live on less than they make.  I’ve mediated productive family discussions.  I’ve shown clients step-by-step how to manage bill collectors, pay off their debt and avoid foreclosure or bankruptcy.  I’ve helped them determine the [...]

Are you a spiritual woman who: Wants to listen to your intuition more? Can’t seem to hold on to your money? Is ready to kick things up a notch? Wants to relax & become who you think money will make you, NOW? Does it seem like money just slips through your fingers? Do you earn [...]

The cosmic laws of the universe are real and you can use them in your everyday life to help with money management. Universal laws include the Law of Attraction and the Law of Abundance and each of these concepts can be used to target and achieve your financial goals. Applying the laws of success to [...]

The majority of clients I coach are in debt largely due to their relationship with money. Your attitude toward money and managing it directly affects how good or bad your financial reality is. Not only do I coach clients on how to utilize the tools and set action steps toward getting out of debt, but [...]

Beginning October 20, I will be personally conducting a new 4-week coaching group or teleclass focused on Financial Beliefs. In my work helping clients climb their way out of debt toward financial success, I have learned, over and over again, that most individuals find themselves in this situation due to their financial beliefs. So often, [...]