Dave Ramsey and I teach that if your combined household income is $40,000 per year, you should have a $1,000 emergency fund. If you earn $20,000 a year, then you should have a $500 basic emergency fund set aside. If you make $80,000, you should save $2,000 for emergencies. This basic emergency fund is your [...]
How to Establish a $1,000 Emergency Fund™
posted by Melissa Cappleman Category: Dave Ramsey Counselor stop self-sabotage Uncategorized Labels: Beliefs best software for money management budgeting and finance Business Debt Charge what you’re worth cosmic laws of the universe Dave Ramsey debt financial solution debt financial solutions Financial Beliefs Financial Coach Financial Fears financial freedom financial planning worksheets Financial Prosperity Coach Financial Solutions financial teleclass Get out of your own way help with money management Holiday how can i manage my money how manage money how manage your money Inspired To Success Personal Debt Play a bigger game Realize your dreams spiritual laws spiritual principles Stop playing small stop self sabatage Total Money Makeover Universal Laws Universal Laws Coach who is dave ramseyThat B Word – Budget
posted by Melissa Cappleman Category: Dave Ramsey Counselor Labels: 401k bankruptcy Beliefs best software for money management budget coaching budget creation budget management budgeting and finance budgeting planner Business Debt certified debt-free coach Charge what you’re worth charitable giving coach melissa coaching coaching groups college savings cosmic laws of the universe Dave Ramsey dave ramsey counselor dave ramsey debt-free coach debt debt coaching debt consulting debt financial solution debt financial solutions debt management strategies debt relief emergency fund emotions and money female entrepreneurs finance coaching Financial Beliefs Financial Coach financial coaching Financial Fears financial freedom financial planning worksheets Financial Prosperity Coach financial services solutions financial solution services Financial Solutions financial teleclass foreclosure Foreclosure and Bankruptcy Counseling free up energy free up space Get out of your own way help with money management Holiday holiday budget how can i manage my money how manage money how manage your money how to budget finances keep spending down laid off law of abundance life Life Insurance Recommendations manage debt melissa cappleman mindset for success money coaching money coaching program money savings expert overspending holidays pay off debt fast paying off debt Personal Debt planing now for holidays Play a bigger game Realize your dreams release retirement planning retirement savings Sandy Forster Saving money spiritual laws spiritual principles Stop playing small stop self sabatage struggling with money survey Total Money Makeover unemployed Universal Laws Universal Laws Coach who is dave ramsey WorkshopsMany individuals and families find setting a budget to be a daunting task and can’t seem to keep a budget intact for very long. The key to not feeling trapped and bossed around by a spreadsheet is to consider it a ‘spending plan’. YOU get to determine where your money goes! Spend your money by [...]
A New Beginning
posted by Melissa Cappleman Category: Dave Ramsey Counselor Fiancial Coach Fiancial Prosperity Coach stop self-sabotage Uncategorized Labels: 401k bankruptcy Beliefs best software for money management budget coaching budget creation budget management budgeting and finance budgeting planner Business Debt certified debt-free coach Charge what you’re worth charitable giving coach melissa coaching coaching groups college savings cosmic laws of the universe Dave Ramsey dave ramsey counselor dave ramsey debt-free coach debt debt coaching debt consulting debt financial solution debt financial solutions debt management strategies debt relief emergency fund emotions and money female entrepreneurs finance coaching Financial Beliefs Financial Coach financial coaching Financial Fears financial freedom financial planning worksheets financial services solutions financial solution services Financial Solutions financial teleclass foreclosure Foreclosure and Bankruptcy Counseling free up energy free up space Get out of your own way help with money management Holiday holiday budget how can i manage my money how manage money how manage your money how to budget finances Inspired To Success keep spending down laid off law of abundance life Life Insurance Recommendations manage debt melissa cappleman mindset for success money coaching money coaching program money savings expert overspending holidays pay off debt fast paying off debt Personal Debt planing now for holidays Play a bigger game Realize your dreams release retirement planning retirement savings Sandy Forster Saving money spiritual laws spiritual principles Stop playing small stop self sabatage struggling with money survey Total Money Makeover unemployed Universal Laws Universal Laws Coach who is dave ramsey WorkshopsToday’s blog is a reflective exercise to acknowledge what is going well and not so well with your finances. If you’re not in a place where you can write your answers now, please consider your answers to these questions until you can complete the exercise fully.To get started on your debt-free journey, it’s really important [...]
How to Create Your Millionaire Mindset
posted by mimp-staff Category: Dave Ramsey Counselor Fiancial Coach Fiancial Prosperity Coach stop self-sabotage Labels: Beliefs best software for money management budgeting and finance Business Debt Charge what you’re worth cosmic laws of the universe Dave Ramsey debt financial solution debt financial solutions Financial Beliefs Financial Coach Financial Fears financial freedom financial planning worksheets Financial Solutions financial teleclass Get out of your own way help with money management Holiday how can i manage my money how manage money how manage your money Inspired To Success Personal Debt Play a bigger game Realize your dreams spiritual laws spiritual principles Stop playing small Total Money Makeover Universal Laws Universal Laws Coach who is dave ramseyI’m thrilled to have my article How to Create Your Millionaire Mindset appear on Melinda Emerson’s SmallBizLady site. Here is the beginning of the article: 1. The first step to creating your millionaire mindset is writing down the lessons you’ve learned on your journey. If you’re like most of us, you’re probably not too happy [...]
Learn How to Talk to Your Partner About Finances
posted by mimp-staff Category: Dave Ramsey Counselor Labels: budgeting and finance debt financial solution debt financial solutions Financial SolutionsIf you are struggling with money and need help with money management, then it’s likely that these financial issues could be causing relationship stress. Dealing with money problems (or, most likely, not dealing with them) is a major factor leading to divorce in this country. Learn how to speak with your partner on a regular [...]
Start Your Holiday Budget Planning Now
posted by mimp-staff Category: Dave Ramsey Counselor Labels: best software for money management budgeting and finance Business Debt Dave Ramsey debt financial solution debt financial solutions Financial Coach financial freedom financial planning worksheets Financial Solutions financial teleclass help with money management Holiday holiday budget how can i manage my money how manage money how manage your money keep spending down overspending holidays Personal Debt planing now for holidays Total Money Makeover who is dave ramseyRegardless of income, we all deserve to enjoy the holiday season with friends and family. Start to plan out your holiday budget now so that you don’t find yourself digging out of more than snow this January! Here are some ideas to get you off on the right track to responsible spending and joyful sharing! [...]
Change Your Financial Mindset to Change Your Financial Future!
posted by mimp-staff Category: Dave Ramsey Counselor stop self-sabotage Labels: Beliefs best software for money management budgeting and finance Business Debt Charge what you’re worth cosmic laws of the universe Dave Ramsey debt financial solution debt financial solutions Financial Beliefs Financial Coach Financial Fears financial freedom financial planning worksheets Financial Prosperity Coach financial teleclass Get out of your own way help with money management how can i manage my money how manage money how manage your money Inspired To Success Personal Debt Play a bigger game Realize your dreams Sandy Forster spiritual laws spiritual principles Stop playing small Total Money Makeover Universal Laws Universal Laws Coach who is dave ramseyThe majority of clients I coach are in debt largely due to their relationship with money. Your attitude toward money and managing it directly affects how good or bad your financial reality is. Not only do I coach clients on how to utilize the tools and set action steps toward getting out of debt, but [...]
Managing the Ebb and Flow of Money – Financial Peace for Feng Shui Practioners
posted by mimp-staff Category: Dave Ramsey Counselor Labels: cosmic laws of the universe debt financial solutions help with money managementAs you teach your clients the art of balance, flow and creating positive energy in a room, are you secretly unbalanced in your financial situation? Feng Shui practitioners – the key to financial peace is living on less than you earn. Discover your own Financial Peace It is difficult to find financial peace on an [...]
The Universe Really Works in Not-So-Mysterious Ways and It’s Time You Take Charge of You!
posted by mimp-staff Category: Dave Ramsey Counselor Labels: cosmic laws of the universe debt financial solutionsGetting out of debt is just like losing weight – you need a plan and you must follow it. This is true, but essentially it comes down to calories-in versus calories-out. Money-in versus money-out. It seems like it should be very simple math, but it feels so much more complex when you try to put [...]
New Group Coaching Teleclass beginning Oct 20: Are Your Financial Beliefs Holding You Back?
posted by mimp-staff Category: Dave Ramsey Counselor Labels: Beliefs budgeting and finance Business Debt Dave Ramsey debt financial solutions Financial Beliefs Financial Coach financial planning worksheets Financial Solutions how can i manage my money Inspired To Success Personal Debt Sandy Forster Total Money Makeover Universal Laws Universal Laws CoachBeginning October 20, I will be personally conducting a new 4-week coaching group or teleclass focused on Financial Beliefs. In my work helping clients climb their way out of debt toward financial success, I have learned, over and over again, that most individuals find themselves in this situation due to their financial beliefs. So often, [...]