So many individuals and families find this a daunting task and just can’t seem to keep a budget intact for very long. It feels like a cage you built for yourself. The keys to not feeling trapped and managing a successful, healthy budget are to consider it a ‘spending plan’ and acknowledge that it is [...]

Dave Ramsey teaches in The Total Money Makeover that the first baby step to getting out of debt is to establish your emergency fund. Your emergency fund must be a minimum of $500 or ideally $1000 cash that is strictly reserved for life’s unexpected scenarios. It’s imperative that all members of your family or your [...]

I’m thrilled to have my article How to Create Your Millionaire Mindset appear on Melinda Emerson’s SmallBizLady site. Here is the beginning of the article: 1.  The first step to creating your millionaire mindset is writing down the lessons you’ve learned on your journey. If you’re like most of us, you’re probably not too happy [...]

Your comments and emails have been absolutely amazing.  It’s clear that this has really touched a nerve with so many people.  I’ve so enjoyed sharing this information with you and am touched by some of the transformations that people are beginning to experience. I know from my own experience in breaking through my own limiting [...]

Thank you for all the candid comments and questions.  I’ve heard from so many women about how much they are enjoying this email series, and I’m really touched by what everyone is sharing.  Thank you.  Lots of people have asked about my upcoming program – “Can I Really Be Paid That Much?” Bootcamp – so I [...]

As I shared in my last email, I’ve learned a ton about inaccurate money beliefs and fears while working with hundreds of debt-free coaching clients over the years.  I discovered first-hand how they can hold us back in our career and life. Have you ever stopped to really think about what your beliefs are around [...]

I’ve collaborated with hundreds of clients over the years to manage their budget, reduce their spending, and show them how to live on less than they make.  I’ve mediated productive family discussions.  I’ve shown clients step-by-step how to manage bill collectors, pay off their debt and avoid foreclosure or bankruptcy.  I’ve helped them determine the [...]

If you are struggling with money and need help with money management, then it’s likely that these financial issues could be causing relationship stress. Dealing with money problems (or, most likely, not dealing with them) is a major factor leading to divorce in this country. Learn how to speak with your partner on a regular [...]

Regardless of income, we all deserve to enjoy the holiday season with friends and family. Start to plan out your holiday budget now so that you don’t find yourself digging out of more than snow this January! Here are some ideas to get you off on the right track to responsible spending and joyful sharing! [...]